Vietnam · Banking & Payments

Vietcombank (VCB Digibank)

Name: Vietcombank (VCB Digibank)
Brand: Vietcombank (VCB Digibank)

Up to date as of October 22, 2026

Vietcombank is one of Vietnam's largest banks; its VCB Digibank app handles transfers, QR payments, bills and savings for account holders.

What it helps with

Paying by QR like localsVietQR at shops and markets.
Banking while living in VietnamAccount with visa or residence card.
Paying billsElectricity, phone and more.

About Vietcombank (VCB Digibank):

Foreigners living in Vietnam can open an account at a branch with a passport and a valid visa or temporary residence card. The app then pays VietQR codes used almost everywhere.

Key Features:

Transfers: Instant domestic transfers 24/7.
QR payments: Pay VietQR codes in shops and cafés.
Bills: Electricity, phone and other bills.

How to Get Started:

Open an account at a Vietcombank branch with passport and visa or residence card.
Install VCB Digibank and activate it with the details from the branch.
Use QR payments and transfers from the app.

Before you use it

Sign-up: Account opening needs a passport plus a valid visa or temporary residence card, in person.
Limits: A Vietnamese phone number is needed to receive transaction codes.

English available Local number needed Local ID needed

Frequently Asked Questions

Does Vietcombank (VCB Digibank) work with a foreign bank card in Vietnam?: Not reliably — a foreign card may be declined. Check the notice above, or plan to use a local payment method.
Is Vietcombank (VCB Digibank) available in English?: Yes, Vietcombank (VCB Digibank) has an English-language interface.
Do I need a local phone number to use Vietcombank (VCB Digibank)?: Yes, Vietcombank (VCB Digibank) requires a local phone number to register.
Do I need local ID or residency for Vietcombank (VCB Digibank)?: Yes, Vietcombank (VCB Digibank) requires local ID or residency status.
Where can I use Vietcombank (VCB Digibank)?: Web · iOS · Android
How much does Vietcombank (VCB Digibank) cost?: Account and card fees per the bank's tariff