Syria · Banking & Payments

Cham Bank

Name: Cham Bank
Brand: Cham Bank

Up to date as of October 23, 2026

Cham Bank is a Syrian Islamic bank whose accounts are linked to the Sham Cash wallet used for public-sector salaries and everyday payments.

What it helps with

Everyday bankingAccounts, cards and alerts.
Using Sham Cash with a bank behind itWallet linked to a bank account.
Seeing every movementSMS for each transaction.

About Cham Bank:

The bank runs branches in Damascus, Aleppo, Idlib and other cities and offers accounts, SMS alerts, cards and electronic services. Since 2025 many state employees receive salaries through accounts connected to Sham Cash, which makes Cham Bank one of the most used banks in the country.

Key Features:

Sham Cash link: Accounts connected to the popular wallet.
SMS alerts: A message for every deposit and withdrawal.
Electronic services: Online and mobile banking.

How to Get Started:

Visit a Cham Bank branch with your ID.
Open an account and register your Syrian number.
Link the account to Sham Cash if you use the wallet.
Turn on SMS alerts for every transaction.

Before you use it

Sign-up: A Syrian phone number is needed for SMS alerts and the mobile service.
Limits: Salary days at the start of the month bring long queues at branches and slow apps.

English available Local number needed Local ID needed

Frequently Asked Questions

Does Cham Bank work with a foreign bank card in Syria?: Not reliably — a foreign card may be declined. Check the notice above, or plan to use a local payment method.
Is Cham Bank available in English?: Yes, Cham Bank has an English-language interface.
Do I need a local phone number to use Cham Bank?: Yes, Cham Bank requires a local phone number to register.
Do I need local ID or residency for Cham Bank?: Yes, Cham Bank requires local ID or residency status.
Where can I use Cham Bank?: iOS · Android · Web
How much does Cham Bank cost?: Fees per the bank's tariff; SMS service may be paid