Laos · Banking & Payments

Lao Development Bank

Name: Lao Development Bank
Brand: Lao Development Bank

Up to date as of October 23, 2026

Lao Development Bank (LDB) is a state commercial bank with branches across Laos, offering accounts, cards, transfers and mobile banking.

What it helps with

Banking in the provincesBranches outside Vientiane.
QR paymentsLAO QR from the app.
Public paymentsFees and salaries.

About Lao Development Bank:

LDB is widely used for salaries, government payments and cross-border transfers. Its mobile app handles balances, transfers between Lao banks and LAO QR payments.

Key Features:

Mobile banking: Transfers and LAO QR.
Nationwide branches: Including provincial towns.
Government payments: Salaries and public fees.

How to Get Started:

Visit an LDB branch with your passport or Lao ID.
Open an account.
Install the LDB app and register.
Pay and transfer in the app.

Before you use it

Sign-up: Bring your passport and visa; some branches ask for a letter from your employer or landlord.
Payment: Transfers to Thai banks are available at selected branches.

English available Local number needed Local ID needed

Frequently Asked Questions

Does Lao Development Bank work with a foreign bank card in Laos?: Not reliably — a foreign card may be declined. Check the notice above, or plan to use a local payment method.
Is Lao Development Bank available in English?: Yes, Lao Development Bank has an English-language interface.
Do I need a local phone number to use Lao Development Bank?: Yes, Lao Development Bank requires a local phone number to register.
Do I need local ID or residency for Lao Development Bank?: Yes, Lao Development Bank requires local ID or residency status.
Where can I use Lao Development Bank?: iOS · Android · Web
How much does Lao Development Bank cost?: Fees per the bank's tariff; app free