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Laos · Banking & PaymentsBCEL One
Laos's most widely used mobile banking app, from the country's largest bank, supporting transfers, bill payments, and QR payments.
What it helps with
- Paying by QRShops and markets.
- Transfers in LaosInstant.
- Paying billsPower, water, phone.
About BCEL One
BCEL One is the mobile banking app of Banque Pour Le Commerce Exterieur Lao (BCEL), Laos's largest bank, letting customers manage accounts, transfer money, pay bills, and make QR code payments at a growing network of merchants across the country.
Key Features
- QR Code Payments: Pay at supported merchants across Laos by scanning a QR code.
- Money Transfers: Send funds to other BCEL accounts or other Lao banks.
- Bill Payments: Pay utility bills and other recurring payments directly within the app.
- Account Management: Check balances, transaction history, and manage multiple accounts.
How to Get Started
- Open a BCEL bank account at a branch with your ID (and passport/visa documentation if a foreign national).
- Download the BCEL One app and register it to your new account.
- Set up your PIN or biometric login for daily use.
- Use the app for transfers, QR payments, and bill payments.
Before you use it
- Sign-up: BCEL One needs a BCEL bank account; foreigners open one at a branch with a passport and a valid visa or residence card.
- Good to know: The BCEL One QR code is accepted almost everywhere in Vientiane, even at street stalls.
Local number needed
Local ID needed
48
Frequently Asked Questions
- Does BCEL One work with a foreign bank card in Laos?
- Not reliably - a foreign card may be declined. Check the notice above, or plan to use a local payment method.
- Is BCEL One available in English?
- Not officially - the interface is mainly in the local language.
- Do I need a local phone number to use BCEL One?
- Yes, BCEL One requires a local phone number to register.
- Do I need local ID or residency for BCEL One?
- Yes, BCEL One requires local ID or residency status.
- Where can I use BCEL One?
- iOS · Android
- How much does BCEL One cost?
- Free app; account fees per bank tariff