πŸ‡±πŸ‡¦ Laos Β· Banking & Payments

JDB Bank

JDB (Joint Development Bank) is a Lao commercial bank with the JDB Yes mobile app for transfers, QR payments and bill payments.

What it helps with

  • Paying by QRLAO QR in shops.
  • Several currenciesKip, baht and dollars.
  • A local accountFor living and working in Laos.

About JDB Bank:

JDB serves individuals and businesses across Laos with kip, baht and dollar accounts, cards and loans. Its app supports the national LAO QR standard, accepted in many shops and restaurants.

Key Features:

  • JDB Yes app: Transfers and QR payments.
  • Multi-currency accounts: Kip, baht and US dollar.
  • Cards: Debit cards for ATMs and shops.

How to Get Started:

  1. Visit a JDB branch with your passport.
  2. Open an account and register your phone.
  3. Install JDB Yes and activate it.
  4. Pay by scanning LAO QR codes.

Before you use it

  • Payment: LAO QR codes from any Lao bank can be paid from the JDB app.
  • Limits: ATM withdrawals with foreign cards in Laos carry a fixed fee per withdrawal and a low maximum.
English available Local number needed Local ID needed
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Frequently Asked Questions

Does JDB Bank work with a foreign bank card in Laos?
Not reliably β€” a foreign card may be declined. Check the notice above, or plan to use a local payment method.
Is JDB Bank available in English?
Yes, JDB Bank has an English-language interface.
Do I need a local phone number to use JDB Bank?
Yes, JDB Bank requires a local phone number to register.
Do I need local ID or residency for JDB Bank?
Yes, JDB Bank requires local ID or residency status.
Where can I use JDB Bank?
iOS Β· Android Β· Web
How much does JDB Bank cost?
Fees per the bank's tariff; app free