QRIS

Indonesia's unified QR code payment standard, letting you pay at virtually any participating merchant using any supporting bank or e-wallet app. About QRIS: QRIS (Quick Response Code Indonesian Standard) is Indonesia's national standardized QR payment system, developed by Bank Indonesia to unify what was previously a fragmented landscape of incompatible QR payment codes across different banks and e-wallets. Key Features: Universal Compatibility: One QR code works with virtually any Indonesian bank app or e-wallet, rather than needing separate codes per provider. Wide Merchant Acceptance: Accepted at everything from street food stalls to shopping malls across Indonesia. No New App Needed: Use your existing bank app or e-wallet (GoPay, OVO, Dana, etc.) to scan and pay — QRIS isn't a separate app itself. Standardized Security: Government-backed standard reduces the confusion and risk of using unfamiliar third-party QR systems. How to Get Started: Open any Indonesian banking app or e-wallet that supports QRIS (most major ones do). At checkout, select the QRIS or scan-to-pay option in your app. Scan the merchant's QRIS code displayed at the till or table. Confirm the payment amount and complete the transaction in your app. Important Notice: QRIS requires an Indonesian bank account or e-wallet already set up — it's not something a short-term visitor can use without first opening a local account or wallet, which itself may require an Indonesian phone number and ID.