Indonesia · Banking & Payments

OVO

Widely used Indonesian e-wallet - pay by QR, top up, and send money across many merchants and apps.

What it helps with

Paying QRIS codesOVO pays QRIS codes at shops and restaurants.
Parking and mall paymentsOVO is accepted at many malls, parking lots and cinemas.
Points and cashbackOVO Points from payments can be used for later purchases.

About OVO

OVO is one of Indonesia's largest digital wallets, used to pay in shops, restaurants, transport and online platforms, mostly through QRIS, Indonesia's national QR payment standard. Users can top up through banks and retail outlets, pay bills and transfer money between OVO accounts.

Key Features

QRIS Payments: Scan QRIS codes at merchants across Indonesia.
Easy Top-Up: Add balance by bank transfer, ATM, mobile banking or convenience stores.
Bills and Prepaid Credit: Pay electricity, data packages and other bills straight from the app.
Points and Promotions: Earn points and promotions on selected transactions.

How to Get Started

Download the OVO app and register with an Indonesian mobile number, then verify it with the SMS code.
Complete identity verification to unlock higher limits and more features (OVO Premier).
Top up your balance through a bank or retail outlet.
Scan a QRIS code or use OVO to pay in partner apps.

Before you use it

Sign-up: Registration needs an Indonesian phone number; OVO Premier requires KTP or KITAS verification.
Payment: Top up by bank transfer or at Indomaret and Alfamart cashiers.

Frequently Asked Questions

Does OVO work with a foreign bank card in Indonesia?: Not reliably - a foreign card may be declined. Check the notice above, or plan to use a local payment method.
Is OVO available in English?: Not officially - the interface is mainly in the local language.
Do I need a local phone number to use OVO?: No, an international phone number generally works for OVO.
Do I need local ID or residency for OVO?: No, OVO doesn't require local ID or residency for visitors.
Where can I use OVO?: iOS · Android
How much does OVO cost?: Free wallet; small fees on some transfers and top-ups