Indonesia · Banking & Payments

GoPay

Indonesia's leading digital wallet, part of the GoTo (Gojek) ecosystem, widely used for payments, transfers and everyday transactions.

What it helps with

Paying QRIS at shopsGoPay pays any QRIS code at warungs, shops and markets.
Paying Gojek rides and foodRides, GoFood and GoMart are paid from the balance without cash.
Transfers to friendsSend money to other GoPay users and bank accounts.

About GoPay

GoPay is Indonesia's leading digital wallet, originally built into the Gojek super-app and now part of the wider GoTo ecosystem, used for QRIS payments, peer-to-peer transfers, bill payments and purchases across Gojek's services.

Key Features

QRIS Integration: Pay at any QRIS-accepting merchant across Indonesia using your GoPay balance.
Gojek Ecosystem: Seamlessly used for rides, food delivery and other Gojek services within the same app.
Peer-to-Peer Transfers: Send money instantly to other GoPay users.
Bill Payments: Pay utility bills, mobile top-ups and other recurring payments directly through the app.

How to Get Started

Download the Gojek app and register with your Indonesian phone number.
Top up your GoPay balance through bank transfer, convenience store payment or linked card.
Use GoPay for Gojek services or scan any QRIS code to pay at other merchants.
Manage your balance and transaction history within the app.

Before you use it

Sign-up: GoPay needs an Indonesian phone number; higher limits need KTP or KITAS verification.
Payment: Top up at Indomaret, Alfamart or ask a Gojek driver to top up with cash.

Local number needed Local ID needed

Frequently Asked Questions

Does GoPay work with a foreign bank card in Indonesia?: Not reliably - a foreign card may be declined. Check the notice above, or plan to use a local payment method.
Is GoPay available in English?: Not officially - the interface is mainly in the local language.
Do I need a local phone number to use GoPay?: Yes, GoPay requires a local phone number to register.
Do I need local ID or residency for GoPay?: Yes, GoPay requires local ID or residency status.
Where can I use GoPay?: iOS · Android
How much does GoPay cost?: Free wallet; small fees on some top-ups and transfers