India · Banking & Payments

PhonePe

A leading Indian UPI payment app, widely used for peer-to-peer transfers, bill payments and merchant payments.

What it helps with

Paying by QR everywhereShops, taxis, street stalls.
Sending money instantlyBy UPI ID or number.
Paying bills and rechargesIn the app.

About PhonePe

PhonePe is one of India's leading digital payment apps, built around UPI, and one of the most widely used payment methods for everyday transactions across the country.

Key Features

UPI Payments: Instant money transfers using India's Unified Payments Interface, linked directly to your bank account.
Bill Payments: Pay utility bills, recharges and other recurring payments through the app.
Wide Merchant Acceptance: Accepted at a huge number of physical and online merchants across India.
Financial Services: Access to insurance, mutual fund investments and other financial products.

How to Get Started

Download the PhonePe app and register with your Indian phone number.
Link your bank account to enable UPI transactions.
Use the app for transfers, bill payments or merchant payments via QR code.
Explore additional financial services as needed.

Before you use it

Sign-up: UPI apps need an Indian bank account and an Indian mobile number linked to it.
Good to know: Foreign visitors can pay by UPI through UPI One World, a prepaid wallet issued at airports with a passport.

Local number needed Local ID needed

Frequently Asked Questions

Does PhonePe work with a foreign bank card in India?: Not reliably - a foreign card may be declined. Check the notice above, or plan to use a local payment method.
Is PhonePe available in English?: Not officially - the interface is mainly in the local language.
Do I need a local phone number to use PhonePe?: Yes, PhonePe requires a local phone number to register.
Do I need local ID or residency for PhonePe?: Yes, PhonePe requires local ID or residency status.
Where can I use PhonePe?: iOS · Android
How much does PhonePe cost?: Free UPI payments