← India

🏦 Banking & Payments

Paytm

One of India's pioneering digital payment platforms, widely used for bills, transfers, and merchant payments via UPI. About Paytm: Paytm is one of India's earliest and most established digital payment platforms, offering UPI payments, bill payments, and a broader financial services ecosystem within a single app. Key Features: UPI Payments: Send and receive money instantly using India's Unified Payments Interface. Bill Payments: Pay utility bills, mobile recharges and other recurring payments directly through the app. QR Code Payments: Widely accepted at merchants across India via scan-to-pay. Financial Services: Access to additional services like insurance, loans and investment options. How to Get Started: Download the Paytm app and register with your Indian phone number. Link a bank account to enable UPI payments. Use the app to pay bills, transfer money or pay merchants via QR code. Explore additional financial services as needed. Important Notice: Full functionality requires an Indian bank account and phone number — this is generally built for residents rather than short-term foreign visitors.

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PhonePe

A leading Indian UPI payment app, widely used for peer-to-peer transfers, bill payments and merchant payments. About PhonePe: PhonePe is one of India's leading digital payment apps, built around UPI, and one of the most widely used payment methods for everyday transactions across the country. Key Features: UPI Payments: Instant money transfers using India's Unified Payments Interface, linked directly to your bank account. Bill Payments: Pay utility bills, recharges and other recurring payments through the app. Wide Merchant Acceptance: Accepted at a huge number of physical and online merchants across India. Financial Services: Access to insurance, mutual fund investments and other financial products. How to Get Started: Download the PhonePe app and register with your Indian phone number. Link your bank account to enable UPI transactions. Use the app for transfers, bill payments or merchant payments via QR code. Explore additional financial services as needed. Important Notice: PhonePe requires an Indian bank account and phone number for full functionality — it's built for residents rather than short-term foreign visitors.

📱 Local number needed 🪪 Local ID needed
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Google Pay (India)

Google's UPI-based payment app in India, widely used for peer-to-peer transfers, bill payments and merchant transactions. About Google Pay (India): Google Pay's India version is built around UPI, offering instant bank-to-bank transfers, bill payments and merchant payments, integrated with the broader Google ecosystem. Key Features: UPI Payments: Instant transfers directly between bank accounts using India's UPI system. Bill Payments: Pay utility bills, mobile recharges and other recurring payments. Merchant QR Payments: Widely accepted at physical stores through QR code scanning. Rewards and Scratch Cards: Occasional cashback and rewards for transactions. How to Get Started: Download Google Pay and register with your Indian phone number. Link your bank account to enable UPI transactions. Use the app to send money, pay bills or pay merchants via QR code. Check for any available rewards or cashback offers. Important Notice: Google Pay India requires an Indian bank account and phone number for full functionality — it's built for residents rather than short-term foreign visitors.

📱 Local number needed 🪪 Local ID needed
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BHIM

India's government-backed UPI payment app, built directly by the National Payments Corporation of India. About BHIM: BHIM (Bharat Interface for Money) is India's official UPI payment app, developed by the National Payments Corporation of India (NPCI) to provide a simple, government-backed way to make UPI payments. Key Features: Government-Developed: Built directly by NPCI, the organization behind India's UPI infrastructure itself. Simple UPI Interface: A straightforward app focused specifically on UPI transactions rather than a broader ecosystem. Bank-Agnostic: Works across virtually any Indian bank account supporting UPI. No Extra Fees: As a government-backed app, transactions typically carry no additional service fees. How to Get Started: Download the BHIM app and register with your Indian phone number. Link your bank account to set up UPI payments. Use the app to send or receive money via UPI ID or QR code. Verify transactions as needed through the app's confirmation process. Important Notice: BHIM requires an Indian bank account and phone number — it's built for residents rather than short-term foreign visitors.

📱 Local number needed 🪪 Local ID needed
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