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India · Banking & PaymentsBHIM
India's government-backed UPI payment app, built directly by the National Payments Corporation of India.
What it helps with
- Paying by QR everywhereShops, taxis, street stalls.
- Sending money instantlyBy UPI ID or number.
- Paying bills and rechargesIn the app.
About BHIM
BHIM (Bharat Interface for Money) is India's official UPI payment app, developed by the National Payments Corporation of India (NPCI) to provide a simple, government-backed way to make UPI payments.
Key Features
- Government-Developed: Built directly by NPCI, the organization behind India's UPI infrastructure itself.
- Simple UPI Interface: A straightforward app focused specifically on UPI transactions rather than a broader ecosystem.
- Bank-Agnostic: Works across virtually any Indian bank account supporting UPI.
- No Extra Fees: As a government-backed app, transactions typically carry no additional service fees.
How to Get Started
- Download the BHIM app and register with your Indian phone number.
- Link your bank account to set up UPI payments.
- Use the app to send or receive money via UPI ID or QR code.
- Verify transactions as needed through the app's confirmation process.
Before you use it
- Sign-up: UPI apps need an Indian bank account and an Indian mobile number linked to it.
- Good to know: Foreign visitors can pay by UPI through UPI One World, a prepaid wallet issued at airports with a passport.
Local number needed
Local ID needed
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Frequently Asked Questions
- Does BHIM work with a foreign bank card in India?
- Not reliably - a foreign card may be declined. Check the notice above, or plan to use a local payment method.
- Is BHIM available in English?
- Not officially - the interface is mainly in the local language.
- Do I need a local phone number to use BHIM?
- Yes, BHIM requires a local phone number to register.
- Do I need local ID or residency for BHIM?
- Yes, BHIM requires local ID or residency status.
- Where can I use BHIM?
- iOS · Android
- How much does BHIM cost?
- Free UPI payments
