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Afghanistan · Banking & PaymentsHesabPay
Send money, pay bills and top up mobile credit from Afghanistan's leading digital wallet, without ever visiting a bank branch.
What it helps with
- Sending money in AfghanistanBy phone number.
- Paying billsPower and phone.
- Topping up a phoneAll operators.
About HesabPay
HesabPay is Afghanistan's first interoperable digital payments platform, launched in Kabul in 2016 to give people a way to move money electronically in a country where, at the time, only around 6% of the population had a bank account. Backed by Da Afghanistan Bank, it has since grown to roughly a million active users and expanded from a humanitarian-aid disbursement tool into a full consumer wallet, adding an international Visa card in 2026 for cross-border payments.
Key Features
- Send & Receive Money: Transfer funds instantly to any other HesabPay user across Afghanistan's 34 provinces.
- Bill & Utility Payments: Pay electricity, internet and other recurring bills directly from the wallet.
- Mobile Top-Ups: Recharge airtime for any Afghan mobile network without visiting a kiosk.
- Flight Booking & Visa Card: Book domestic flights in-app, and use the HesabPay Visa card for international online purchases and transfers.
How to Get Started
- Download the HesabPay app (Android or iOS) or dial the USSD code *580# on a feature phone.
- Register with your mobile number, a photo ID and a selfie for verification.
- Fund the wallet through a bank, card, or one of HesabPay's other supported channels.
- Send money, pay bills or top up credit directly from the app.
Before you use it
- Sign-up: An account needs an Afghan mobile number and identity verification.
- Payment: Afghanistan runs on cash afghanis and US dollars; foreign cards and international bank transfers mostly do not work.
Foreign card OK
English available
Local number needed
Local ID needed
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Frequently Asked Questions
- Does HesabPay work with a foreign bank card in Afghanistan?
- Yes - HesabPay accepts foreign-issued cards in Afghanistan.
- Is HesabPay available in English?
- Yes, HesabPay has an English-language interface.
- Do I need a local phone number to use HesabPay?
- Yes, HesabPay requires a local phone number to register.
- Do I need local ID or residency for HesabPay?
- Yes, HesabPay requires local ID or residency status.
- Where can I use HesabPay?
- iOS · Android
- How much does HesabPay cost?
- Free wallet; fees on some transfers