Afghanistan · Banking & Payments

Azizi Bank

Name: Azizi Bank
Brand: Azizi Bank

Up to date as of October 22, 2026

Azizi Bank is one of Afghanistan's largest private banks, present in 32 provinces, with the AziPay wallet app for cashless payments and card-free ATM withdrawals.

What it helps with

Cash without a cardATM withdrawals with AziPay.
Banking in the provincesBranches in 32 provinces.
Paying by phoneWallet payments and transfers.

About Azizi Bank:

The bank has more than 98 ATMs working around the clock, and owns the Islamic Bank of Afghanistan. AziPay on iOS and Android lets customers send money, pay and withdraw cash at ATMs without a card; agency banking points serve areas without branches. Customers can also send and receive international transfers.

Key Features:

32 provinces: One of the widest branch networks.
AziPay: Wallet app for payments and transfers.
Card-free ATM: Withdraw cash with the app.
Agency banking: Service points beyond branches.

How to Get Started:

Open an account at an Azizi Bank branch with your tazkira.
Install AziPay from the App Store or Google Play.
Link the wallet to your account or phone number.
Send money, pay, or withdraw cash at an ATM with the app.

Before you use it

Sign-up: AziPay needs an Azizi Bank account or registration with an Afghan phone number.
Good to know: Agency banking points let you deposit and withdraw where there is no branch.

Local number needed Local ID needed

Frequently Asked Questions

Does Azizi Bank work with a foreign bank card in Afghanistan?: Not reliably — a foreign card may be declined. Check the notice above, or plan to use a local payment method.
Is Azizi Bank available in English?: Not officially — the interface is mainly in the local language.
Do I need a local phone number to use Azizi Bank?: Yes, Azizi Bank requires a local phone number to register.
Do I need local ID or residency for Azizi Bank?: Yes, Azizi Bank requires local ID or residency status.
Where can I use Azizi Bank?: iOS · Android · Web
How much does Azizi Bank cost?: Account and transfer fees per the bank tariff