Jawali

Send money, pay bills and cash out at an agent, all through a Central-Bank-licensed digital wallet, without needing a bank account. About Jawali: Jawali is an electronic wallet service licensed by the Central Bank of Yemen and operated by WeCash in partnership with Yemen & Kuwait Bank, Yemen Commercial Bank and the Yemeni Bank for Reconstruction and Development. Aimed at the large share of Yemenis without a formal bank account, it lets users hold and move money electronically, and connects to Yemen's established local remittance networks — Al-Najm, Al-Emtiaz and Yemen Express — for domestic transfers. Key Features: No Bank Account Needed: Open a Jawali wallet with just a mobile number and valid ID, without a traditional bank account. Domestic Transfers: Send and receive money through trusted local networks such as Al-Najm, Al-Emtiaz and Yemen Express. Bill & Subscription Payments: Pay electricity, water, internet and phone bills, and subscribe to mobile packages, directly from the wallet. Cash In/Out: Deposit or withdraw cash at any authorized Jawali agent location across Yemen. How to Get Started: Download the Jawali app or visit an authorized WeCash/Jawali agent. Register your wallet with an active mobile number and valid ID (Yemeni citizens) or passport and residency documents (non-Yemeni residents). Load funds into the wallet through an agent or a supported deposit channel. Use the wallet to send money, pay bills or top up mobile credit. Important Notice: Some transactions — particularly first-time registration verification and larger cash deposits or withdrawals — still require visiting an authorized Jawali agent in person. Service reliability can vary given Yemen's wider infrastructure conditions.