🏦 Banking & Payments

Send money, pay bills and cash out at an agent, all through a Central-Bank-licensed digital wallet, without needing a bank account. About Jawali: Jawali is an electronic wallet service licensed by the Central Bank of Yemen and operated by WeCash in partnership with Yemen & Kuwait Bank, Yemen Commercial Bank and the Yemeni Bank for Reconstruction and Development. Aimed at the large share of Yemenis without a formal bank account, it lets users hold and move money electronically, and connects to Yemen's established local remittance networks — Al-Najm, Al-Emtiaz and Yemen Express — for domestic transfers. Key Features: No Bank Account Needed: Open a Jawali wallet with just a mobile number and valid ID, without a traditional bank account. Domestic Transfers: Send and receive money through trusted local networks such as Al-Najm, Al-Emtiaz and Yemen Express. Bill & Subscription Payments: Pay electricity, water, internet and phone bills, and subscribe to mobile packages, directly from the wallet. Cash In/Out: Deposit or withdraw cash at any authorized Jawali agent location across Yemen. How to Get Started: Download the Jawali app or visit an authorized WeCash/Jawali agent. Register your wallet with an active mobile number and valid ID (Yemeni citizens) or passport and residency documents (non-Yemeni residents). Load funds into the wallet through an agent or a supported deposit channel. Use the wallet to send money, pay bills or top up mobile credit. Important Notice: Some transactions — particularly first-time registration verification and larger cash deposits or withdrawals — still require visiting an authorized Jawali agent in person. Service reliability can vary given Yemen's wider infrastructure conditions.

Send, receive and store money on your phone with a Yemeni digital wallet backed by its own nationwide agent network — no bank account required. About ONE Cash: ONE Cash, run by the National Electronic Wallet Company in Sana'a, describes itself as Yemen's first electronic wallet and has grown to over a million downloads. It's built specifically for people without a traditional bank account: top up cash at a nearby agent, then send money, pay bills, buy airtime and pay at partner merchants directly from the app. Key Features: No Bank Account Needed: Designed for the large share of Yemenis without traditional banking access. Nationwide Agent Network: Cash in or out at agent locations spread across Yemen. Send and Receive Money: Transfer funds to another user by phone number. Bill and Airtime Payments: Pay utility bills and top up mobile credit for any major network directly in the app. How to Get Started: Download ONE Cash from the App Store or Google Play. Register with your phone number and complete the verification steps. Visit a nearby ONE Cash agent to cash in and fund your wallet. Use the app to send money, pay bills or top up airtime. Important Notice: As with any mobile wallet in Yemen's current economic environment, confirm the current exchange arrangements and any fees with an agent before a large transaction — conditions can shift with the wider financial situation.