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Turkmenistan · Banking & PaymentsTurkmen-Turkish Bank
The Turkmen-Turkish Joint-Stock Commercial Bank is a joint venture bank in Ashgabat serving individuals and companies, especially those with business links to Turkey.
What it helps with
- A local cardA card in manats for payments in Turkmenistan.
- Paying bills from the phoneUtilities and mobile top-ups.
- Salary accountCommon for employees in Turkmenistan.
About Turkmen-Turkish Bank:
The bank offers manat and foreign-currency accounts, cards, transfers and internet banking. It is often used by Turkish companies working in Turkmenistan and by their employees for salaries and payments.
Key Features:
- Accounts and cards: Manat and foreign-currency accounts with cards.
- Online banking: Balances, payments and transfers.
- Utility payments: Phone, internet and housing bills.
How to Get Started:
- Visit a branch with your passport.
- Open an account and order a card.
- Register for online banking with your phone number.
- Pay bills and transfer money in the app.
Before you use it
- Sign-up: Foreigners need a passport with a valid visa or residence permit to open an account.
- Payment: Currency exchange happens only at banks at the official rate; keep the receipt.
Local number needed
Local ID needed
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Frequently Asked Questions
- Does Turkmen-Turkish Bank work with a foreign bank card in Turkmenistan?
- Not reliably — a foreign card may be declined. Check the notice above, or plan to use a local payment method.
- Is Turkmen-Turkish Bank available in English?
- Not officially — the interface is mainly in the local language.
- Do I need a local phone number to use Turkmen-Turkish Bank?
- Yes, Turkmen-Turkish Bank requires a local phone number to register.
- Do I need local ID or residency for Turkmen-Turkish Bank?
- Yes, Turkmen-Turkish Bank requires local ID or residency status.
- Where can I use Turkmen-Turkish Bank?
- iOS · Android · Web
- How much does Turkmen-Turkish Bank cost?
- Card and account fees per the bank's tariff