Dayhanbank
A state commercial bank of Turkmenistan and the country's largest issuer of Altyn Asyr cards, with internet banking and the Daykhanbank MobileBank app, relevant for residents who receive a salary or pay bills through a local card.
About Dayhanbank
Dayhanbank is the State Commercial Bank of Turkmenistan "Daykhanbank", based in Ashgabat. According to Central Bank data reported by Trend, it had about 2.21 million active cards on 1 August 2026, the most of any bank in the country. In January to June 2026 it handled 10% of mobile banking transaction volume, ranking third, and it had the largest number of internet banking users among the banks named in an April 2023 report. The bank runs the mobile apps "Daykhanbank MobileBank" and "Menzilara bank hyzmatlary".
Key Features
- Altyn Asyr Cards: Local cards in the national payment system, usable at domestic ATMs and terminals.
- Internet Banking: Online access to card accounts at any time to check balances and make payments.
- MobileBank App: The Daykhanbank MobileBank app for managing a card account from a phone.
- Remote Services: A second app, Menzilara bank hyzmatlary, for remote banking services.
How to Get Started
- Visit a Dayhanbank branch with your passport and documents to open an account and get a card.
- Install the Daykhanbank MobileBank app on your phone.
- Register with your phone number and card details as the bank instructs.
- Use the app or internet banking to check your balance and make payments.
The services are tied to a Dayhanbank account and Altyn Asyr card, so they suit residents rather than short-term visitors. Cash remains widely used in Turkmenistan, so visitors should carry enough cash. The bank's privacy policy says the apps collect data such as phone number, card number and location, and the bank can change the policy without notice.
❓ Frequently Asked Questions
Does Dayhanbank work with a foreign bank card in Turkmenistan? Not reliably — a foreign card may be declined. Check the notice above, or plan to use a local payment method.
Is Dayhanbank available in English? Not officially — the interface is mainly in the local language.
Do I need a local phone number to use Dayhanbank? Yes, Dayhanbank requires a local phone number to register.
Do I need local ID or residency for Dayhanbank? Yes, Dayhanbank requires local ID or residency status.