🇹🇭 Thailand · Banking & Payments

TrueMoney Wallet

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Thailand's leading digital wallet app, widely used for mobile top-ups, bill payments, and everyday cashless purchases.

What it helps with

  • Paying by QR code as a touristSince mid-2024 tourists can open TrueMoney and pay Thai QR codes from a cash-funded balance.
  • Topping up at 7-ElevenCash is added at any 7-Eleven counter, available on almost every street.
  • Bills and phone top-upsResidents pay utility bills and top up phones in the app.

About TrueMoney Wallet

TrueMoney Wallet is a digital payment app from True Corporation (Ascend Money), letting users top up phone credit, pay bills, transfer money, and pay at millions of merchants across Thailand by scanning a QR code, without needing cash or a bank card.

Key Features

  • QR Code Payments: Scan and pay at supported shops, markets, and restaurants nationwide.
  • Mobile Top-Up: Instantly top up prepaid phone credit for any Thai carrier.
  • Bill Payments: Pay utility bills and other recurring payments directly in the app.
  • Wide Merchant Acceptance: Accepted at millions of businesses, from convenience stores to street vendors.

How to Get Started

  1. Download the TrueMoney Wallet app and register with your phone number.
  2. Verify your identity as required to unlock full wallet features.
  3. Add funds via bank transfer, linked card, or a cash top-up point.
  4. Use the app to pay by QR code, top up your phone, or pay bills.

Before you use it

  • Payment: Tourist accounts are funded with cash only, up to 3,000 THB per top-up; foreign cards cannot fund the wallet.
  • Sign-up: Registration needs a phone number for SMS and passport verification.
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Frequently Asked Questions

Does TrueMoney Wallet work with a foreign bank card in Thailand?
Not reliably - a foreign card may be declined. Check the notice above, or plan to use a local payment method.
Is TrueMoney Wallet available in English?
Not officially - the interface is mainly in the local language.
Do I need a local phone number to use TrueMoney Wallet?
No, an international phone number generally works for TrueMoney Wallet.
Do I need local ID or residency for TrueMoney Wallet?
No, TrueMoney Wallet doesn't require local ID or residency for visitors.
Where can I use TrueMoney Wallet?
iOS · Android
How much does TrueMoney Wallet cost?
Free wallet; cash top-ups at 7-Eleven up to 3,000 THB each