PromptPay

Thailand's national instant payment system, linking a phone number or ID number to a bank account for fast, low-cost transfers. About PromptPay: PromptPay is a government-backed real-time payment system developed by Thai banks and the Bank of Thailand, letting anyone with a linked Thai bank account send and receive money using just a phone number, national ID number, or QR code instead of a full bank account number. Key Features: Simple Recipient Lookup: Send money using just a phone number or Thai ID number, no need to know full bank details. QR Code Payments: Pay merchants and individuals by scanning a PromptPay QR code, widely accepted across Thailand. Low or No Fees: Transfers between individuals are typically free or very low cost compared to traditional bank transfers. Bank App Integration: Accessed through your existing Thai bank's mobile app rather than a separate app. How to Get Started: Open your Thai bank's mobile banking app and find the PromptPay registration option. Link your phone number or national ID number to your bank account. Use the "Transfer" or "PromptPay" option in your banking app to send money by phone number, ID, or QR code. Show your own QR code (generated in your banking app) to receive payments from others. Important Notice: PromptPay registration typically requires a Thai bank account, which in turn requires appropriate documentation (passport and, for many banks, a work permit or long-term visa) — check with your specific bank about requirements for foreign residents.