Sri Lanka · Banking & Payments

FriMi

A digital banking app from NDB Bank offering full banking services and payments without a traditional branch visit.

What it helps with

Banking on the phoneNo branch visit.
Instant transfersAny local bank.
Paying billsPower, water, phone.

About FriMi

FriMi is a digital-first banking service from NDB Bank, letting users open an account, make payments and transfer money entirely through a mobile app, without necessarily needing to visit a physical branch.

Key Features

Fully Digital Account Opening: Open a bank account directly through the app in many cases, without a branch visit.
QR and Card Payments: Pay at participating retailers via QR code or a linked virtual/physical card.
P2P Transfers: Send money to other FriMi users or external bank accounts.
Bill Payment Integration: Pay utility bills, mobile top-ups and other recurring payments within the app.

How to Get Started

Download the FriMi app and begin the digital account opening process, which requires identity verification.
Complete verification, which may include uploading identification documents.
Link funding sources or receive your FriMi card for payments.
Use the app for transfers, bill payments and everyday banking.

Before you use it

Sign-up: Opening a FriMi account needs a Sri Lankan NIC, so it is mainly for residents.
Good to know: FriMi supports LankaQR payments in shops.

Local number needed Local ID needed

Frequently Asked Questions

Does FriMi work with a foreign bank card in Sri Lanka?: Not reliably - a foreign card may be declined. Check the notice above, or plan to use a local payment method.
Is FriMi available in English?: Not officially - the interface is mainly in the local language.
Do I need a local phone number to use FriMi?: Yes, FriMi requires a local phone number to register.
Do I need local ID or residency for FriMi?: Yes, FriMi requires local ID or residency status.
Where can I use FriMi?: iOS · Android
How much does FriMi cost?: Free app; fees per bank tariff