Philippines · Banking & Payments

Maya

A leading Philippine digital wallet and bank app, offering payments, transfers, and a fully licensed digital banking arm.

What it helps with

Paying by QR everywhereShops, jeepneys, sari-sari stores.
Sending money to anyoneBy mobile number.
Paying bills and loadIn the app.

About Maya

Maya (formerly PayMaya) is one of the Philippines' major digital financial platforms, offering both a digital wallet for everyday payments and Maya Bank, a fully licensed digital bank offering savings accounts with competitive interest rates.

Key Features

QR Code and Card Payments: Pay at accepting merchants by QR code, or use a Maya virtual/physical card online and in-store.
Maya Bank Savings: A licensed digital bank account with competitive interest rates, accessible within the same app.
Send Money: Transfer funds to other Maya users or to bank accounts via InstaPay/PESONet.
Bill Payments and Load: Pay utility bills and buy mobile load directly within the app.

How to Get Started

Download the Maya app and register with your Philippine mobile number.
Complete identity verification (KYC) to unlock higher limits and full banking features.
Cash in via a partner outlet, bank transfer, or linked card.
Use the app to pay, transfer money, pay bills, or open a Maya Bank savings account.

Before you use it

Sign-up: Full Maya verification needs a Philippine mobile number and an ID; foreigners can verify with a passport plus ACR I-Card or visa.
Fees: Cash-in at convenience stores and some bank transfers carry small fees.

Frequently Asked Questions

Does Maya work with a foreign bank card in Philippines?: Not reliably - a foreign card may be declined. Check the notice above, or plan to use a local payment method.
Is Maya available in English?: Not officially - the interface is mainly in the local language.
Do I need a local phone number to use Maya?: No, an international phone number generally works for Maya.
Do I need local ID or residency for Maya?: No, Maya doesn't require local ID or residency for visitors.
Where can I use Maya?: iOS · Android
How much does Maya cost?: Free wallet; fees on some cash-in and transfers