Philippines · Banking & Payments

GCash

The Philippines' leading mobile wallet app, used by millions for payments, transfers, bill payments, and even investing.

What it helps with

Paying by QR everywhereShops, jeepneys, sari-sari stores.
Sending money to anyoneBy mobile number.
Paying bills and loadIn the app.

About GCash

GCash is the Philippines' most widely used digital wallet, operated by Globe Fintech Innovations (Mynt), letting users pay merchants, send money, pay bills, buy load, and access savings and investment products directly from their phone.

Key Features

QR Code Payments: Pay at millions of accepting merchants nationwide by scanning a QR code.
Send Money: Transfer funds instantly to other GCash users or to bank accounts via InstaPay/PESONet.
Bill Payments and Load: Pay utility bills and buy mobile load directly within the app.
GSave and Investment Options: Access to savings accounts and investment products through GCash's financial partners.

How to Get Started

Download the GCash app and register with your Philippine mobile number.
Complete identity verification (KYC) to unlock higher transaction limits and full features.
Cash in via a partner outlet, bank transfer, or linked card.
Use the app to pay, send money, pay bills, or explore savings and investment features.

Before you use it

Sign-up: Full GCash verification needs a Philippine mobile number and an ID; foreigners can verify with a passport plus ACR I-Card or visa.
Fees: Cash-in at convenience stores and some bank transfers carry small fees.

Frequently Asked Questions

Does GCash work with a foreign bank card in Philippines?: Not reliably - a foreign card may be declined. Check the notice above, or plan to use a local payment method.
Is GCash available in English?: Not officially - the interface is mainly in the local language.
Do I need a local phone number to use GCash?: No, an international phone number generally works for GCash.
Do I need local ID or residency for GCash?: No, GCash doesn't require local ID or residency for visitors.
Where can I use GCash?: iOS · Android
How much does GCash cost?: Free wallet; fees on some cash-in and transfers