Nepal · Banking & Payments

Khalti

A widely used Nepali digital wallet for QR payments, transfers and bill payments.

What it helps with

Paying by QRShops and taxis.
Paying billsPower, water, internet.
Topping up a phoneNcell and NTC.

About Khalti

Khalti is one of Nepal's most established digital wallet apps, letting users make QR code payments, transfer money and pay bills, competing directly with eSewa for the country's digital payments market.

Key Features

QR Code Payments: Pay at participating retailers by scanning or showing a QR code from the app.
P2P Transfers: Send money to other Khalti users using their phone number.
Bill Payment Integration: Pay utility bills, mobile top-ups and other recurring payments directly in the app.
Wide Merchant Acceptance: Broadly accepted across Nepali retailers, especially in Kathmandu.

How to Get Started

Download the Khalti app and register with a local phone number.
Link a bank card or account to fund your wallet.
Scan a merchant's QR code or transfer to another user's account to pay.
Use in-app features to pay bills or manage recurring payments.

Before you use it

Sign-up: An account needs a Nepali mobile number and identity verification; most short-term visitors cannot open one.
Good to know: The wallet can be loaded from a Nepali bank account or at agents.

Local number needed Local ID needed

Frequently Asked Questions

Does Khalti work with a foreign bank card in Nepal?: Not reliably - a foreign card may be declined. Check the notice above, or plan to use a local payment method.
Is Khalti available in English?: Not officially - the interface is mainly in the local language.
Do I need a local phone number to use Khalti?: Yes, Khalti requires a local phone number to register.
Do I need local ID or residency for Khalti?: Yes, Khalti requires local ID or residency status.
Where can I use Khalti?: iOS · Android
How much does Khalti cost?: Free wallet; small fees on some transfers