🏦 Banking & Payments

Nepal's largest and most established digital wallet, widely used for payments, transfers and bill payments. About eSewa: eSewa is Nepal's original and most widely adopted digital wallet, letting users make payments, transfer money and pay bills through a wallet linked to a phone number, accepted across a vast network of merchants nationwide. Key Features: QR Code and Online Payments: Pay at participating retailers and online merchants directly from the app. P2P Transfers: Send money to other eSewa users using their phone number or eSewa ID. Bill Payment Integration: Pay utility bills, mobile top-ups, and a wide range of other recurring payments within the app. Extensive Merchant Network: One of the most widely accepted digital wallets across Nepali businesses. How to Get Started: Download the eSewa app and register with a local phone number. Link a bank account or use a supported top-up method to add funds to your wallet. Scan a merchant's QR code or transfer to another user's ID to pay. Use in-app bill payment features for recurring expenses. Important Notice: As a wallet-based service tied to a local phone number, eSewa is designed primarily for residents rather than short-term visitors without a local SIM.

A widely used Nepali digital wallet for QR payments, transfers and bill payments. About Khalti: Khalti is one of Nepal's most established digital wallet apps, letting users make QR code payments, transfer money and pay bills, competing directly with eSewa for the country's digital payments market. Key Features: QR Code Payments: Pay at participating retailers by scanning or showing a QR code from the app. P2P Transfers: Send money to other Khalti users using their phone number. Bill Payment Integration: Pay utility bills, mobile top-ups and other recurring payments directly in the app. Wide Merchant Acceptance: Broadly accepted across Nepali retailers, especially in Kathmandu. How to Get Started: Download the Khalti app and register with a local phone number. Link a bank card or account to fund your wallet. Scan a merchant's QR code or transfer to another user's account to pay. Use in-app features to pay bills or manage recurring payments. Important Notice: As a wallet-based service tied to a local phone number, Khalti is designed primarily for residents rather than short-term visitors without a local SIM.

Nepal's widely adopted QR payment network, letting users pay via QR code across participating banks. About Fonepay: Fonepay is a Nepali interbank payment network enabling QR code-based payments, letting customers of different banks pay merchants using the same QR scanning system regardless of which bank app they use. Key Features: Bank-Agnostic Standard: Works across multiple participating banks' mobile apps rather than being tied to one provider. Wide Merchant Acceptance: Widely accepted across retailers, restaurants and services throughout Kathmandu and expanding elsewhere. No Extra App Needed: Existing banking apps that support Fonepay can be used to scan and pay. P2P Transfers: Some connected apps also support person-to-person transfers via the Fonepay network. How to Get Started: Check whether your existing bank app supports Fonepay payments. At a participating merchant, open your banking app's QR scanner. Scan the merchant's Fonepay QR code and confirm the payment amount. Complete the payment through your app's standard authentication process. Important Notice: Fonepay itself is a payment network rather than a standalone app — you'll use it through your existing bank app that has adopted the Fonepay system.