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Myanmar · Banking & PaymentsWave Money
A widely used Myanmar mobile financial services platform for money transfers, bill payments, and mobile top-ups.
What it helps with
- Paying by QRShops and markets.
- Sending money by phone numberInstant.
- Cash at agentsNationwide.
About Wave Money
Wave Money (WavePay) is one of Myanmar's leading mobile financial services providers, letting users send money, pay bills, and top up mobile credit through a network of agents and a mobile app, particularly useful in areas without easy bank access.
Key Features
- Agent-Based Cash In/Out: A wide network of agents across Myanmar for depositing and withdrawing cash.
- Money Transfers: Send funds to other Wave Money users using just a phone number.
- Bill Payments: Pay utility bills and other recurring payments through the app.
- Mobile Top-Up: Add credit to mobile phone accounts directly through the service.
How to Get Started
- Download the WavePay app and register with your phone number, or use an agent for cash-based transactions.
- Complete identity verification as required for the app-based service.
- Load funds through an agent or bank transfer.
- Use the service for transfers, bill payments, and mobile top-ups.
Before you use it
- Sign-up: Wave Money needs a Myanmar mobile number and an ID; foreigners register with a passport.
- Good to know: Mobile wallets are often easier than cash, which is scarce in large notes.
Local number needed
Local ID needed
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Frequently Asked Questions
- Does Wave Money work with a foreign bank card in Myanmar?
- Not reliably - a foreign card may be declined. Check the notice above, or plan to use a local payment method.
- Is Wave Money available in English?
- Not officially - the interface is mainly in the local language.
- Do I need a local phone number to use Wave Money?
- Yes, Wave Money requires a local phone number to register.
- Do I need local ID or residency for Wave Money?
- Yes, Wave Money requires local ID or residency status.
- Where can I use Wave Money?
- iOS · Android
- How much does Wave Money cost?
- Free wallet; fees on some transfers and cash-outs