Myanmar · Banking & Payments

KBZPay

Myanmar's leading mobile financial services app, from KBZ Bank, used for QR payments, transfers, and bill payments.

What it helps with

Paying by QRShops and markets.
Sending money by phone numberInstant.
Cash at agentsNationwide.

About KBZPay

KBZPay is a mobile financial services app operated by KBZ Bank, Myanmar's largest private bank, letting users pay via QR code, transfer money, pay bills, and top up mobile credit, and functioning as one of the most widely used digital wallets in the country.

Key Features

QR Code Payments: Pay at a wide network of merchants across Myanmar by scanning a QR code.
Money Transfers: Send funds to other KBZPay users or bank accounts.
Bill Payments: Pay utility and other recurring bills directly within the app.
Wide Merchant Acceptance: Accepted at thousands of businesses, from shops to restaurants.

How to Get Started

Download the KBZPay app and register with your phone number.
Complete identity verification as required to unlock full wallet features.
Add funds via bank transfer, agent location, or a linked KBZ Bank account.
Use the app to pay by QR code, transfer money, or pay bills.

Before you use it

Sign-up: KBZPay needs a Myanmar mobile number and an ID; foreigners register with a passport.
Good to know: Mobile wallets are often easier than cash, which is scarce in large notes.

Local number needed Local ID needed

Frequently Asked Questions

Does KBZPay work with a foreign bank card in Myanmar?: Not reliably - a foreign card may be declined. Check the notice above, or plan to use a local payment method.
Is KBZPay available in English?: Not officially - the interface is mainly in the local language.
Do I need a local phone number to use KBZPay?: Yes, KBZPay requires a local phone number to register.
Do I need local ID or residency for KBZPay?: Yes, KBZPay requires local ID or residency status.
Where can I use KBZPay?: iOS · Android
How much does KBZPay cost?: Free wallet; fees on some transfers and cash-outs