Maldives · Banking & Payments

BOC Maldives

Manage your Bank of Ceylon Maldives account, pay bills and transfer funds to Sri Lanka, with a second full-service bank option alongside BML.

What it helps with

Transfers in the MaldivesInstant.
Paying billsPower, water, phone.
Sending money abroadWithin limits.

About BOC Maldives

BOC Maldives ("B app") is the official mobile banking app for the Maldives branch of Bank of Ceylon, a major Sri Lankan bank with a long-standing presence in Malé, giving customers a genuinely separate bank to BML for everyday banking. Beyond standard account access, it's built specifically around the strong Maldives-Sri Lanka banking corridor, letting customers transfer funds to their BOC account in Sri Lanka directly from the app.

Key Features

Local Account Management: Transfer funds within BOC accounts and to other local banks in the Maldives.
Sri Lanka Transfers: Send money directly to your own BOC account in Sri Lanka.
Credit Card Bill Settlement: Instantly settle BOC credit card bills from the app.
Government Payment Support: Pay Maldives Customs and Maldives Inland Revenue Authority fees directly.

How to Get Started

Download BOC Maldives from the App Store.
Log in using the User ID and Password already issued for BOC Smart Online banking.
Complete two-factor authentication for secure access.
Use the app to manage transfers, bill payments and account balances.

Before you use it

Sign-up: A BOC account for foreigners needs a passport and a valid work permit or residence visa.
Limits: Foreign-currency transfers and card spending abroad have monthly limits.

English available Local ID needed

Frequently Asked Questions

Does BOC Maldives work with a foreign bank card in Maldives?: Not reliably - a foreign card may be declined. Check the notice above, or plan to use a local payment method.
Is BOC Maldives available in English?: Yes, BOC Maldives has an English-language interface.
Do I need a local phone number to use BOC Maldives?: No, an international phone number generally works for BOC Maldives.
Do I need local ID or residency for BOC Maldives?: Yes, BOC Maldives requires local ID or residency status.
Where can I use BOC Maldives?: iOS · Android
How much does BOC Maldives cost?: Free app; fees per bank tariff