Maldives · Banking & Payments

Bank of Maldives (BML)

Manage accounts, pay bills, transfer money abroad and open new accounts online through the Maldives' largest bank, without visiting a branch.

What it helps with

Transfers in the MaldivesInstant.
Paying billsPower, water, phone.
Sending money abroadWithin limits.

About Bank of Maldives

Bank of Maldives (BML) is the Maldives' largest bank, running the country's original ATM and debit card network since 2000 and offering internet banking since 2007. Its Mobile Banking App and Internet Banking platform now handle the large majority of everyday banking - the bank itself notes that roughly 9 out of 10 customer transactions already happen online rather than in person.

Key Features

Internet & Mobile Banking: View balances, move money and manage cards from a phone or browser, available 24/7 from anywhere with an internet connection.
International Money Transfer: Send money overseas from a USD account directly through the app, to bank accounts, cash pickup agents or digital wallets.
QR & Tap-to-Pay: Pay at merchants by scanning a BML QR code or tapping a phone with NFC enabled, and pay delivery riders with just a mobile number.
Account & Card Requests: Apply for new accounts, debit or credit cards, and personal loans, and update personal details, all from the app.

How to Get Started

Sign up for BML Internet Banking on bankofmaldives.com.mv if you already hold a BML account.
Download the BML Mobile Banking app and log in with your internet banking credentials.
Set up a passcode and enable Face ID or Touch ID for quick access.
Use Send Money, bill payment and QR features directly from the app.

Before you use it

Sign-up: A BML account for foreigners needs a passport and a valid work permit or residence visa.
Limits: Foreign-currency transfers and card spending abroad have monthly limits.

English available Local number needed Local ID needed

Frequently Asked Questions

Does Bank of Maldives (BML) work with a foreign bank card in Maldives?: Not reliably - a foreign card may be declined. Check the notice above, or plan to use a local payment method.
Is Bank of Maldives (BML) available in English?: Yes, Bank of Maldives (BML) has an English-language interface.
Do I need a local phone number to use Bank of Maldives (BML)?: Yes, Bank of Maldives (BML) requires a local phone number to register.
Do I need local ID or residency for Bank of Maldives (BML)?: Yes, Bank of Maldives (BML) requires local ID or residency status.
Where can I use Bank of Maldives (BML)?: iOS · Android · Web
How much does Bank of Maldives (BML) cost?: Free app; fees per bank tariff