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Iraq · Banking & PaymentsZainCash
A leading licensed mobile wallet in Iraq, linked to the Zain telecom network, regulated by the Central Bank of Iraq.
What it helps with
- Sending money in IraqBy phone number.
- Paying bills and top-upsIn the app.
- Paying onlineLocal shops.
About ZainCash
ZainCash is a licensed digital wallet regulated by the Central Bank of Iraq, offered through Zain's Iraqi telecom operation, letting users pay bills, transfer money, book flights, recharge mobile balance, and shop online through thousands of authorized agents nationwide.
Key Features
- Licensed and Regulated: Operates under Central Bank of Iraq licensing for financial security.
- No Minimum Balance: Open a wallet with no fees or minimum balance requirement.
- Wide Agent Network: Deposit and withdraw funds through thousands of authorized agents across Iraq.
- Bill Payments and Recharge: Pay bills and top up Zain or other prepaid mobile numbers directly.
How to Get Started
- Download the ZainCash app and register with your phone number.
- Visit an authorized ZainCash agent with required documents to activate a permanent wallet.
- Deposit funds through an agent to begin using your wallet.
- Use the app for transfers, bill payments, mobile top-ups, and other transactions.
Before you use it
- Sign-up: ZainCash needs an Iraqi mobile number and an ID; foreigners use a passport where accepted.
- Payment: Iraq is largely a cash economy; US dollars and dinars are both widely used, and foreign cards work only in some places.
Local number needed
Local ID needed
50
Frequently Asked Questions
- Does ZainCash work with a foreign bank card in Iraq?
- Not reliably - a foreign card may be declined. Check the notice above, or plan to use a local payment method.
- Is ZainCash available in English?
- Not officially - the interface is mainly in the local language.
- Do I need a local phone number to use ZainCash?
- Yes, ZainCash requires a local phone number to register.
- Do I need local ID or residency for ZainCash?
- Yes, ZainCash requires local ID or residency status.
- Where can I use ZainCash?
- iOS · Android
- How much does ZainCash cost?
- Free wallet; fees on some cash-outs