Hamrah Bam (Bank Melli Iran)

Check balances, transfer funds and pay bills from Iran's oldest and largest bank, right from a smartphone, instead of standing in a branch queue. About Hamrah Bam (Bank Melli Iran Mobile Banking): Hamrah Bam is the official mobile banking app of Bank Melli Iran (BMI), the country's oldest bank, founded in 1928 and still one of its largest state-owned banks by branch network. The app puts most day-to-day banking that once required a branch visit — balance checks, transfers, bill payments — directly on a phone, and is one of the most widely installed banking apps in the country. Key Features: Account Overview: Check balances and download statements for every linked Bank Melli account. Fund Transfers: Move money between your own accounts, to other Bank Melli customers, or to any bank via the national Paya and Satna interbank networks. Bill & Loan Payments: Pay utility and government bills, and make instalment payments on Bank Melli loans and facilities. Mobile Top-Ups: Recharge prepaid SIM balance for any Iranian mobile carrier straight from the app. How to Get Started: Visit a Bank Melli Iran branch once with your national ID card to activate mobile banking on your account (this one-time step is required before the app's transfer features unlock). Download Hamrah Bam from Bank Melli's official site or an Iranian app store. Log in with the username and password issued at activation. Use transfers, bill payments and top-ups directly from the app afterward. Important Notice: Full activation — particularly for money transfers — requires visiting a Bank Melli branch once with a national ID card; after that, day-to-day banking can be done entirely through the app. International cards and foreign banking networks are not supported due to sanctions.