Blu Bank

Open a bank account entirely from your phone in under 7 minutes — no branch visit, no paperwork — with Iran's leading fully digital neobank. About Blu Bank: Blu Bank (بلوبانک) is Iran's first fully digital neobank, launched in 2020 as a subsidiary of Saman Bank, and has grown into the country's highest-valued and fastest-growing neobank with roughly 63% of Iran's neobank market. Unlike a traditional bank app tied to physical branches, Blu operates entirely through its mobile app — account opening, transfers, loans and payments are all handled digitally, with Saman Bank providing the underlying deposit and regulatory infrastructure. Key Features: Branchless Account Opening: Open an account in under 7 minutes, entirely through the app, free of charge. No Transaction Fees: Positioned as fee-free for everyday banking activities. Full Digital Banking: Transfers, bill payments and loan applications handled without visiting a branch. Modern App Experience: Built as a mobile-first product rather than a digital add-on to branch banking. How to Get Started: Download the Blu Bank app from the App Store or Google Play. Follow the in-app account opening process, providing your national ID information. Complete the digital verification steps to activate your account. Use the app to manage transfers, payments and other banking activities. Important Notice: As with other Iranian banking apps, Blu Bank is built for use within Iran — accessing it while abroad typically requires an Iranian IP connection due to geographic restrictions.