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Hong Kong · Banking & PaymentsPayMe
HSBC's peer-to-peer payment app, widely used across Hong Kong for splitting bills and sending money between friends.
What it helps with
- Paying by QRShops and restaurants.
- Splitting a billSend to friends.
- Paying in mainland ChinaCross-border.
About PayMe
PayMe from HSBC is one of the most widely adopted personal payment apps in Hong Kong, letting users send and receive money instantly using just a phone number, without needing to share bank account details.
Key Features
- Instant P2P Transfers: Send and receive money in seconds using a phone number or QR code.
- Bill Splitting: Group payment requests make splitting a restaurant bill or shared expense simple.
- Merchant QR Payments: Pay at participating retailers and online merchants directly from the app.
- No HSBC Account Required: Works for anyone with a Hong Kong phone number, not just existing HSBC customers.
How to Get Started
- Download the PayMe app and register with a Hong Kong mobile number.
- Link a supported bank account or credit card to top up your PayMe balance.
- Send money to contacts by phone number or scan a merchant QR code to pay.
- Set up split-bill requests for group expenses directly in the app.
Before you use it
- Sign-up: PayMe needs a Hong Kong mobile number and identity verification.
- Good to know: FPS lets you transfer between banks and wallets in Hong Kong for free.
English available
Local number needed
Local ID needed
35
Frequently Asked Questions
- Does PayMe work with a foreign bank card in Hong Kong?
- Not reliably - a foreign card may be declined. Check the notice above, or plan to use a local payment method.
- Is PayMe available in English?
- Yes, PayMe has an English-language interface.
- Do I need a local phone number to use PayMe?
- Yes, PayMe requires a local phone number to register.
- Do I need local ID or residency for PayMe?
- Yes, PayMe requires local ID or residency status.
- Where can I use PayMe?
- iOS · Android
- How much does PayMe cost?
- Free personal transfers