Cambodia · Banking & Payments

ABA Mobile

Open a bank account, check your balance, transfer money and pay with a QR code, all from Cambodia's leading digital bank, without visiting a branch for most everyday banking.

What it helps with

Paying by KHQRShops and markets.
Opening an account in the appWith a passport.
Transfers in CambodiaInstant.

About ABA Mobile

ABA Mobile is the banking app of ABA Bank, established in 1996 as Advanced Bank of Asia and now Cambodia's largest commercial bank by assets, deposits and loans, majority-owned by Canada's National Bank of Canada. ABA Mobile is the clear leader in Cambodian digital banking, with roughly 3.8 million app users as of 2026 - nearly a quarter of Cambodia's adult population - and its own KHQR-based Instant Account feature lets a new customer open an ABA account entirely through the app using just a Cambodian ID or passport.

Key Features

Instant Account Opening: Open a first ABA bank account directly through the app in minutes using a Cambodian ID or passport, without visiting a branch.
KHQR Payments: Pay instantly at millions of merchants nationwide, from street food stalls to supermarkets, by scanning Cambodia's national QR payment standard.
Transfers & Bill Payments: Send money instantly within Cambodia, pay utility bills and loan repayments, and top up mobile credit.
Cardless Withdrawals & Loans: Withdraw cash without a card by sending it to a recipient, and apply for personal, SME or instant loans directly in the app.

How to Get Started

Download the ABA Mobile app from the App Store or Google Play.
Open an Instant Account using your Cambodian ID or passport, or link an existing ABA account.
Set up biometric login (fingerprint or face recognition) for quick, secure access.
Use the app to transfer money, pay bills, scan KHQR codes, or apply for loans.

Before you use it

Sign-up: Foreigners can open an ABA account with a passport and a valid Cambodian visa.
Good to know: ABA QR codes are accepted almost everywhere, including tuk-tuk drivers and street stalls.

Local number needed Local ID needed

Frequently Asked Questions

Does ABA Mobile work with a foreign bank card in Cambodia?: Not reliably - a foreign card may be declined. Check the notice above, or plan to use a local payment method.
Is ABA Mobile available in English?: Not officially - the interface is mainly in the local language.
Do I need a local phone number to use ABA Mobile?: Yes, ABA Mobile requires a local phone number to register.
Do I need local ID or residency for ABA Mobile?: Yes, ABA Mobile requires local ID or residency status.
Where can I use ABA Mobile?: iOS · Android
How much does ABA Mobile cost?: Free app; account fees per bank tariff