m10

A digital wallet and payment app in Azerbaijan for everyday QR payments, transfers and bill payments. About m10: m10 is a digital wallet app operating in Azerbaijan, letting users make QR code payments at retailers, send peer-to-peer transfers and pay bills without necessarily needing a traditional bank account. Key Features: QR Code Payments: Pay at participating retailers by scanning a QR code directly from the app. P2P Transfers: Send money to other m10 users using their phone number. Bill Payment: Pay utility and other recurring bills directly within the app. Wallet Top-Up Options: Add funds to your wallet via linked card or supported top-up points. How to Get Started: Download the m10 app and register with a local phone number. Link a card or use a supported top-up method to add funds to your wallet. Scan a merchant's QR code or transfer to another user's phone number to pay. Use in-app bill payment features for recurring expenses. Important Notice: As a wallet-based service tied to a local phone number, m10 is designed primarily for residents rather than short-term visitors without a local SIM.