Azerbaijan · Banking & Payments

Kapital Bank (BirBank)

Birbank is the mobile bank of Kapital Bank, part of PASHA Holding: over 3 million active users, transfers by phone number, QR payments, cards with cashback and instalments.

What it helps with

Instant transfersBy phone number or ID code to any bank.
Everyday paymentsCards, QR and bills in one app.
Paying in instalmentsInstalment purchases at partner shops.

About Birbank:

Launched in 2018, Birbank handles accounts, transfers to other banks and by mobile number, bill and government payments, QR payments, loans, deposits, cards and loyalty cashback. Its Birbank Biznes, Invest and Private platforms serve businesses, investors and private clients.

Key Features:

Transfers: By mobile number, ID code or card.
QR payments: Pay in shops by QR.
Cards and cashback: Debit and credit cards with cashback.
Instalments: Buy now, pay in parts.

How to Get Started:

Install Birbank.
Register with an Azerbaijani phone number and ID.
Order a card or open an account in the app.
Pay, transfer and manage cards from the main screen.

Before you use it

Sign-up: An Azerbaijani ID or residence permit and a local number are needed to register.
Payment: Cashback rates differ by card and partner; check them in the app before paying.

English available Local number needed Local ID needed

Frequently Asked Questions

Does Kapital Bank (BirBank) work with a foreign bank card in Azerbaijan?: Not reliably - a foreign card may be declined. Check the notice above, or plan to use a local payment method.
Is Kapital Bank (BirBank) available in English?: Yes, Kapital Bank (BirBank) has an English-language interface.
Do I need a local phone number to use Kapital Bank (BirBank)?: Yes, Kapital Bank (BirBank) requires a local phone number to register.
Do I need local ID or residency for Kapital Bank (BirBank)?: Yes, Kapital Bank (BirBank) requires local ID or residency status.
Where can I use Kapital Bank (BirBank)?: iOS · Android · Web
How much does Kapital Bank (BirBank) cost?: Free app; card and transfer fees per Kapital Bank tariffs