Kapital Bank (BirBank)

Azerbaijan's largest bank by customer base, known for its widely used BirBank mobile banking app. About Kapital Bank (BirBank): Kapital Bank is Azerbaijan's largest retail bank, and its BirBank mobile app has become one of the most widely adopted digital banking apps in the country, covering transfers, payments and everyday account management. Key Features: BirBank Mobile App: A polished, widely used app for managing accounts, cards and transfers. P2P Transfers: Quick peer-to-peer money transfers between BirBank users by phone number. Bill and Utility Payments: Pay a wide range of recurring bills directly within the app. Extensive Branch Network: One of the largest branch and ATM networks in Azerbaijan for in-person banking. How to Get Started: Open an account at a Kapital Bank branch, which typically requires identification and residency documentation. Download the BirBank app and link it to your new account. Set up card management, transfers and bill payment features. Use BirBank for day-to-day banking needs going forward. Important Notice: As with other Azerbaijani banks, opening a standard account as a foreign national generally requires a valid residence permit — short-term visitors typically cannot open a full account.