🏦 Banking & Payments

A widely used Armenian digital wallet for QR payments, transfers and bill payments. About Idram: Idram is one of Armenia's most established digital payment systems, letting users make payments, transfer money and pay bills through a wallet linked to a phone number, widely accepted across Armenian retailers and services. Key Features: QR Code and Online Payments: Pay at participating retailers and online merchants directly from the app. P2P Transfers: Send money to other Idram users using their phone number or account details. Bill Payment Integration: Pay utility bills, mobile top-ups and other recurring payments within the app. Wide Merchant Acceptance: One of the most widely accepted digital wallets across Armenian businesses. How to Get Started: Download the Idram app and register with a local phone number. Link a card or use a supported top-up method to add funds to your wallet. Scan a merchant's QR code or transfer to another user's account to pay. Use in-app bill payment features for recurring expenses. Important Notice: As a wallet-based service tied to a local phone number, Idram is designed primarily for residents rather than short-term visitors without a local SIM.

An Armenian digital payment platform for bill payments, mobile top-ups and everyday transactions. About EasyPay: EasyPay is a widely used Armenian payment service, letting users pay utility bills, top up mobile phones and complete various everyday payments through terminals, an app or website. Key Features: Bill Payment Network: Pay utility bills, government fees and other recurring charges through one platform. Physical Terminal Network: A widespread network of physical payment terminals across Armenia for cash-based payments. Mobile App Option: Complete the same range of payments digitally through the EasyPay app. Mobile Top-Up: Recharge prepaid mobile phone balances for major Armenian operators. How to Get Started: Locate a nearby EasyPay terminal, or download the EasyPay app for digital payments. Select the type of payment or bill you need to pay. Enter the required account or reference number for the payment. Complete payment with cash at a terminal or card/digital payment through the app. Important Notice: Terminal-based payments typically require cash, while the app supports card payments — choose the method that fits your available payment options.

One of Armenia's leading commercial banks, offering mobile banking, cards and everyday financial services. About Ameriabank: Ameriabank is a major Armenian commercial bank offering personal and business banking, with a mobile app covering everyday transactions, card management and bill payments. Key Features: Mobile Banking App: Manage accounts, transfer funds and pay bills directly from a smartphone. Card Issuance and Management: Apply for and manage debit and credit cards through the app. Bill Payment Integration: Pay utility bills, mobile top-ups and other recurring payments within the app. Branch and ATM Network: A physical branch and ATM network across Yerevan and other cities for in-person services. How to Get Started: Visit an Ameriabank branch or apply online to open an account, which typically requires identification documents. Download the Ameriabank mobile app and register using your account details. Set up card management, transfers and bill payment features within the app. Use the app for day-to-day banking, reserving branch visits for more complex services. Important Notice: Opening a full bank account as a foreign national typically requires residency documentation — short-term visitors usually cannot open a standard account without a longer-term visa or residence permit.