Tajikistan · Banking & Payments

Humo

Name: Humo
Brand: Humo

Up to date as of October 23, 2026

Humo is a Tajik financial company with a mobile app for cards, payments, transfers and small loans, popular with young people and families receiving remittances.

What it helps with

Paying from the phoneBills and top-ups.
Sending moneyTransfers to cards and numbers.
A card quicklyOrdered in the app.

About Humo:

The Humo app lets users pay mobile, internet and utility bills, send money to cards and phone numbers, receive international transfers and order a card delivered or picked up at a branch.

Key Features:

Payments: Mobile, internet and utilities.
Transfers: To cards and phone numbers.
Cards: Order and manage cards in the app.

How to Get Started:

Install the Humo app.
Register with your Tajik phone number.
Verify your identity with your passport.
Top up and start paying.

Before you use it

Sign-up: Sign-up needs a Tajik mobile number that receives SMS.
Limits: Unverified accounts have low limits for payments and transfers.

Local number needed Local ID needed

Frequently Asked Questions

Does Humo work with a foreign bank card in Tajikistan?: Not reliably — a foreign card may be declined. Check the notice above, or plan to use a local payment method.
Is Humo available in English?: Not officially — the interface is mainly in the local language.
Do I need a local phone number to use Humo?: Yes, Humo requires a local phone number to register.
Do I need local ID or residency for Humo?: Yes, Humo requires local ID or residency status.
Where can I use Humo?: iOS · Android · Web
How much does Humo cost?: App free; fees per tariff