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Saudi Arabia · Banking & PaymentsSTC Bank (formerly STC Pay)
STC Bank is the digital bank that replaced the stc pay wallet in Saudi Arabia: payments, transfers and cards in one app, licensed by the Saudi Central Bank (SAMA).
What it helps with
- Paying by phone in Saudi ArabiaCard and QR payments from one app.
- A bank account in an appA SAMA-licensed digital bank with no branch visit.
- Recognising the new namestc pay is now STC Bank, run by the same company.
About STC Bank:
stc pay, the wallet of the Saudi telecom group stc, received SAMA approval to become a digital bank and now operates as STC Bank under the same company registration. The app keeps the everyday wallet functions, such as card and QR payments, transfers and bill payments, and adds bank accounts and broader banking products.
Key Features:
- Digital bank: Licensed by SAMA and managed entirely in the app.
- Payments: Card and QR payments in shops and online.
- Transfers: Local transfers and international remittances.
- Bills: Bill payments from the same app.
How to Get Started:
- Install the STC Bank app; the former stc pay app updates to it.
- Register with a Saudi mobile number and an Iqama or national ID.
- Complete the identity verification in the app.
- Add money or receive a transfer and start paying.
Before you use it
- Sign-up: A Saudi mobile number and an Iqama or national ID are required.
- Good to know: Former stc pay wallets moved to STC Bank; the old wallet stays active for 10 days after the transition SMS.
English available
Local number needed
Local ID needed
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Frequently Asked Questions
- Does STC Bank (formerly STC Pay) work with a foreign bank card in Saudi Arabia?
- Not reliably - a foreign card may be declined. Check the notice above, or plan to use a local payment method.
- Is STC Bank (formerly STC Pay) available in English?
- Yes, STC Bank (formerly STC Pay) has an English-language interface.
- Do I need a local phone number to use STC Bank (formerly STC Pay)?
- Yes, STC Bank (formerly STC Pay) requires a local phone number to register.
- Do I need local ID or residency for STC Bank (formerly STC Pay)?
- Yes, STC Bank (formerly STC Pay) requires local ID or residency status.
- Where can I use STC Bank (formerly STC Pay)?
- iOS · Android
- How much does STC Bank (formerly STC Pay) cost?
- Free app; transfer and card fees are shown in the app