NayaPay

A Pakistani digital wallet and payment app, offering IBAN-based accounts, transfers and bill payments in one platform. About NayaPay: NayaPay is a Pakistani fintech app offering a digital wallet with its own IBAN, letting users receive bank transfers, pay bills and make everyday payments without needing a traditional bank branch relationship. Key Features: Digital IBAN Account: Get your own IBAN for receiving transfers directly, functioning like a full bank account. Bill Payments: Pay utility bills, mobile top-ups and other recurring payments through the app. NayaPay Card: A linked debit card for purchases both online and in physical stores. Instant Transfers: Send and receive money instantly to other NayaPay users or via bank transfer. How to Get Started: Download the NayaPay app and register with your Pakistani phone number and CNIC. Complete identity verification as required for account opening. Fund your account through bank transfer or supported deposit methods. Use the app for transfers, bill payments and card purchases. Important Notice: NayaPay requires a Pakistani CNIC (national identity card) for account verification — this is built for residents rather than short-term foreign visitors.