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Pakistan · Banking & PaymentsBank Alfalah
Bank Alfalah's Roshan Digital Account for Foreign Nationals lets non-resident foreigners open a Pakistani bank account online and manage it in the Alfa app, with a rupee debit card, bill payments and investment options.
What it helps with
- Bank account in Pakistan opened from abroadNon-resident foreign nationals fill in the digital form online and open the account without visiting a branch.
- Paying bills and shopping online in PakistanThe Alfa app and Internet Banking handle transfers, bill payments and e-commerce purchases 24/7.
- Rupee debit card for spending in PakistanA free PKR debit card and a first cheque book come with the account.
About Bank Alfalah
Bank Alfalah is a Pakistani commercial bank that offers Roshan Digital current accounts for non-resident foreign nationals in PKR and foreign currency, in conventional and Islamic versions. The account is opened through an online digital form, with help by live chat or at RDA@bankalfalah.com. There is no minimum balance or initial deposit, and the bank does not charge for incoming remittances. Account holders can invest in Naya Pakistan Certificates, Roshan Equity and Alfa Digital Term Deposits, and funds are fully repatriable.
Key Features
- Digital opening: The application and document upload are done online without a branch visit.
- Alfa app: Transfers, bill payments and e-commerce are available 24/7 in the app and Internet Banking.
- Free card: The PKR debit card and the first cheque book are free.
- Investments: Naya Pakistan Certificates, Roshan Equity and Alfa Digital Term Deposits are offered.
How to Get Started
- Open the Bank Alfalah Roshan Digital Foreign Nationals account page and press Open an Account.
- Prepare attested copies of your passport and proof of income, a scanned signature and a live photo.
- Submit the online form and respond by email if the bank asks for corrected documents.
- Fund the account by remittance from abroad and log in to the Alfa app.
Before you use it
- Sign-up: Documents must be apostilled, notarised or attested: passport, proof of income or funds, a scanned signature and a live photo.
- Limits: The account is for non-resident foreign nationals and can be funded only through foreign remittances.
- Good to know: The debit card works in PKR only; use the SWIFT code ALFHPKKARDA for lower-cost remittances into the account.
Frequently Asked Questions
- Does Bank Alfalah work with a foreign bank card in Pakistan?
- Not reliably - a foreign card may be declined. Check the notice above, or plan to use a local payment method.
- Is Bank Alfalah available in English?
- Yes, Bank Alfalah has an English-language interface.
- Do I need a local phone number to use Bank Alfalah?
- No, an international phone number generally works for Bank Alfalah.
- Do I need local ID or residency for Bank Alfalah?
- No, Bank Alfalah doesn't require local ID or residency for visitors.
- Where can I use Bank Alfalah?
- iOS · Android · Web
- How much does Bank Alfalah cost?
- No minimum balance or initial deposit; no Bank Alfalah fee on incoming remittances