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Malaysia · Banking & Payments
DuitNow
Malaysia's national instant payment system, letting users transfer money between banks using just a phone number or QR code.
What it helps with
- Paying a friendBy phone number.
- Paying at shopsDuitNow QR.
- Paying rentInstant transfer.
About DuitNow
DuitNow is Malaysia's national instant payment infrastructure, developed by PayNet, enabling instant transfers between participating banks using just a mobile number, IC number or QR code instead of full account details.
Key Features
- Instant Transfers: Money moves between accounts almost immediately, across participating banks.
- Simple Identifiers: Send money using a phone number or IC number instead of remembering long account numbers.
- DuitNow QR: A standardized QR code accepted across multiple banking apps and e-wallets for merchant payments.
- Wide Bank Participation: Supported by nearly all major Malaysian banks and increasingly by e-wallet providers.
How to Get Started
- Register your phone number for DuitNow through your bank's mobile app.
- To send money, enter the recipient's registered phone number, IC number or scan their DuitNow QR code.
- Confirm the transfer amount and complete the transaction.
- Check your bank statement or app for confirmation.
Before you use it
- Payment: DuitNow QR also accepts some foreign e-wallets through cross-border links, such as Alipay+ partners.
- Good to know: The app shows the recipient's registered name before you confirm.
English available
Local number needed
Local ID needed
39
Frequently Asked Questions
- Does DuitNow work with a foreign bank card in Malaysia?
- Not reliably - a foreign card may be declined. Check the notice above, or plan to use a local payment method.
- Is DuitNow available in English?
- Yes, DuitNow has an English-language interface.
- Do I need a local phone number to use DuitNow?
- Yes, DuitNow requires a local phone number to register.
- Do I need local ID or residency for DuitNow?
- Yes, DuitNow requires local ID or residency status.
- Where can I use DuitNow?
- iOS · Android · Web
- How much does DuitNow cost?
- Free for transfers up to the bank's limit