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Kazakhstan · Banking & Payments
Halyk Bank
Halyk Bank's app provides online banking from Kazakhstan's largest bank, covering everyday accounts, cards, and payments for residents.
What it helps with
- Managing a salary account in KazakhstanView balances, statements and history of all your Halyk accounts in one app.
- Transfers and bill paymentsSend money to Halyk or other banks and pay utility and mobile bills.
- Finding the nearest ATMThe app shows Halyk branches and ATMs, the country's largest network.
About Halyk Bank
As the country's biggest bank by assets and customer base, Halyk Bank's app is the primary banking tool for a large share of Kazakhstanis, offering account management, transfers, and bill payments alongside a physical branch and ATM network across the country.
Key Features
- Account Management: View balances, statements, and transaction history for all linked accounts.
- Transfers & Payments: Send money to other Halyk customers or other banks, and pay utility and mobile bills.
- Card Management: Freeze, unfreeze, and set spending limits on linked debit and credit cards.
- Branch & ATM Locator: Find the nearest branch or ATM directly in the app.
How to Get Started
- Open an account at a Halyk Bank branch, since online-only registration for foreigners is not available.
- Download the Halyk Bank app and log in with your account credentials.
- Register your phone number for SMS confirmation of transactions.
- Set up transfers, bill payments, and card controls from the main menu.
Before you use it
- Sign-up: Foreigners open the account in person at a branch; the app is activated afterwards with your phone number.
- Good to know: The app has no English interface.
Local number needed
Local ID needed
43
Frequently Asked Questions
- Does Halyk Bank work with a foreign bank card in Kazakhstan?
- Not reliably - a foreign card may be declined. Check the notice above, or plan to use a local payment method.
- Is Halyk Bank available in English?
- Not officially - the interface is mainly in the local language.
- Do I need a local phone number to use Halyk Bank?
- Yes, Halyk Bank requires a local phone number to register.
- Do I need local ID or residency for Halyk Bank?
- Yes, Halyk Bank requires local ID or residency status.
- Where can I use Halyk Bank?
- iOS · Android · Web
- How much does Halyk Bank cost?
- Free app; card fees depend on the card, e.g. Visa Signature 3,000 ₸ a month (2026)
