Jordan · Banking & Payments

CliQ

Jordan's national instant-payment system - send and receive money between any bank account in seconds.

What it helps with

Instant bank transfers24/7.
Paying by alias or phone numberNo IBAN needed.
Paying rentInstant transfer.

About CliQ

CliQ is Jordan's instant payment system, launched in 2020 by the Jordan Payments and Clearing Company (JoPACC) under the supervision of the Central Bank of Jordan. Rather than being its own downloadable app, CliQ is a feature built directly into the mobile banking apps of nearly every bank operating in Jordan.

Key Features

Instant Transfers: Send and receive money between different banks around the clock, with funds arriving in seconds.
Simple Aliases: Register an alias, phone number, or email to receive money without sharing your full IBAN.
Request-to-Pay: Ask someone to pay you a specific amount, and they can approve or decline the request.
QR Merchant Payments: Pay participating merchants instantly by scanning a CliQ QR code.

How to Get Started

Open your existing bank's mobile app (almost all Jordanian banks support CliQ).
Find the CliQ section, usually under "Transfers," and register an alias for your account.
To send money, select CliQ, enter the recipient's alias, phone number, or IBAN, and confirm.
To receive money, share your registered alias or phone number with the sender.

Before you use it

Sign-up: CliQ is set up in your Jordanian bank or wallet app by creating an alias.
Good to know: CliQ is run by JoPACC under the Central Bank of Jordan and works between all banks.

English available Local number needed Local ID needed

Frequently Asked Questions

Does CliQ work with a foreign bank card in Jordan?: Not reliably - a foreign card may be declined. Check the notice above, or plan to use a local payment method.
Is CliQ available in English?: Yes, CliQ has an English-language interface.
Do I need a local phone number to use CliQ?: Yes, CliQ requires a local phone number to register.
Do I need local ID or residency for CliQ?: Yes, CliQ requires local ID or residency status.
Where can I use CliQ?: iOS · Android · Web
How much does CliQ cost?: Free or very low fees per transfer