Top
Top is an Iranian payment super app for card-to-card transfers, bill payments and mobile top-ups, which also handles car-related payments such as tolls and fines and sells train, bus and flight tickets, all with Iranian bank cards.
About Top
Top describes itself on top.ir as an electronic payment super app. Its official pages list card services including card-to-card transfers, bill payment for electricity, landline and mobile bills, a Top wallet and a CodePay service for paying by code. For drivers it covers the Tehran traffic plan, roadside parking, third-party insurance, highway and municipal tolls and fines bills. It also sells train, flight and bus tickets, tours, cinema tickets and homestays.
Key Features
- Card-to-Card: Transfer money between Iranian bank cards from the app.
- Bill Payment: Pay electricity, landline, mobile and other bills.
- Car Payments: Pay tolls, traffic plan charges, parking and fines.
- Travel and Tickets: Book train, bus and flight tickets, tours and cinema tickets.
How to Get Started
- Download the Top app from top.ir; the site also says you can text 1 to 3000071 to get the download link.
- Register with your Iranian mobile number.
- Add your Iranian bank card and register it in the Shaparak system if the app asks you to.
- Pick the service you need and confirm the payment with your card details and one-time password.
Top works only with cards issued by Iranian banks, so foreign bank cards are not accepted. Card-to-card limits and fees are set by banks and regulators and can change, so check them in the app before you send money. The app and website are in Persian and registration needs a local mobile number.
❓ Frequently Asked Questions
Does Top work with a foreign bank card in Iran? Not reliably — a foreign card may be declined. Check the notice above, or plan to use a local payment method.
Is Top available in English? Not officially — the interface is mainly in the local language.
Do I need a local phone number to use Top? Yes, Top requires a local phone number to register.
Do I need local ID or residency for Top? Yes, Top requires local ID or residency status.