Bangladesh · Banking & Payments

bKash

Bangladesh's largest and most established mobile financial service, widely used for payments, transfers and bill payments.

What it helps with

Sending money anywhere in BangladeshBy mobile number.
Paying in shopsQR and merchant pay.
Receiving remittancesFrom abroad.

About bKash

bKash is Bangladesh's dominant mobile financial service, letting users make payments, transfer money and pay bills through a wallet linked to a phone number, accepted across a vast network of merchants and agents nationwide.

Key Features

Cash In/Cash Out Network: A huge network of local agents allows adding or withdrawing cash from the wallet almost anywhere.
P2P Transfers: Send money to other bKash users instantly using their phone number.
Bill Payment Integration: Pay utility bills, mobile top-ups and a wide range of other recurring payments within the app.
Merchant QR Payments: Pay at a growing number of retailers and online merchants by scanning a QR code.

How to Get Started

Download the bKash app and register with a local phone number, which typically requires identification documents.
Visit a local bKash agent to add cash to your wallet, or link a bank account.
Scan a merchant's QR code or transfer to another user's number to pay.
Use in-app bill payment features for recurring expenses.

Before you use it

Sign-up: A bKash account needs a Bangladeshi NID and a SIM registered on it; foreigners usually cannot open one.
Fees: Remittances sent to Bangladesh through formal channels earn the recipient a 2.5% government cash incentive.

Local number needed Local ID needed

Frequently Asked Questions

Does bKash work with a foreign bank card in Bangladesh?: Not reliably - a foreign card may be declined. Check the notice above, or plan to use a local payment method.
Is bKash available in English?: Not officially - the interface is mainly in the local language.
Do I need a local phone number to use bKash?: Yes, bKash requires a local phone number to register.
Do I need local ID or residency for bKash?: Yes, bKash requires local ID or residency status.
Where can I use bKash?: iOS · Android
How much does bKash cost?: Free sending up to a monthly limit; cash-out fee