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💸 Money Transfer

Wise

International transfers at the real exchange rate, with the fee shown before you send — a reliable option for moving money between India and abroad. About Wise: Wise (formerly TransferWise) is an international money transfer service known for using the real mid-market exchange rate rather than adding a hidden markup, showing the exact fee upfront before you commit to a transfer. Key Features: Real Exchange Rate: Uses the actual mid-market rate, not an inflated rate with a hidden margin. Upfront Fee Display: See exactly what you'll pay and what the recipient will get before sending. Multi-Currency Support: Send and hold money in multiple currencies through one account. Fast Transfers: Many transfers complete within a day or two, sometimes faster. How to Get Started: Create a Wise account online or through the app. Verify your identity as required for international transfers. Enter the transfer amount and destination to see the exact fee and exchange rate. Send the transfer and track its progress until the recipient receives funds. Important Notice: While Wise is reliable for many corridors, always double-check current transfer times and any limits specific to sending money to or from India, as these can change and are subject to Indian foreign exchange regulations.

💳 Foreign card OK 🌐 English available
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Remitly

Transfers designed with migrant workers in mind, offering bank deposit options for recipients in India. About Remitly: Remitly is an international money transfer service built specifically with migrant workers and their families in mind, offering bank deposit delivery options for recipients in India. Key Features: Bank Deposit Option: Direct deposit into a recipient's Indian bank account, the most common delivery method for India. Speed Options: Choose between faster transfers at a higher fee or slower economy transfers. Mobile-First Design: The app is built primarily for sending money from a phone, convenient for regular remittances. Transparent Pricing: Fees and exchange rates are shown clearly before you commit to a transfer. How to Get Started: Download the Remitly app or visit their website. Create an account and verify your identity. Choose the transfer speed and enter the recipient's Indian bank account details. Complete the transfer and track its progress. Important Notice: Fees and exchange rates vary based on the speed option chosen and current promotions — compare the total cost against Wise and Western Union before committing to one for regular use.

💳 Foreign card OK 🌐 English available
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Western Union

The widest cash-pickup network in the world — useful where the recipient has no bank account, with locations across India. About Western Union: Western Union is one of the longest-established international money transfer services, known especially for its extensive cash pickup network, letting recipients collect funds without needing a bank account. Key Features: Extensive Pickup Network: One of the widest networks of physical pickup locations globally, including throughout India. No Bank Account Needed: Recipients can collect cash directly, useful where banking access is limited. Online and In-Person Sending: Send transfers either through the app/website or at a physical Western Union location. Established Trust: A long operating history gives it wide recognition and trust across generations of users. How to Get Started: Send a transfer either online through the Western Union app/website or at a physical location. Provide the recipient's exact name as it appears on their ID. Complete the transfer and note the reference number (MTCN). Share the MTCN with the recipient so they can collect the funds at an agent location in India. Important Notice: Fees for cash pickup transfers can be higher than some digital-only alternatives — compare costs if the recipient does have a bank account and a digital option would work instead.

💳 Foreign card OK 🌐 English available
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BookMyForex

Send money abroad or buy foreign currency at competitive, transparent rates through India's first and largest online forex marketplace, regulated by the RBI. About BookMyForex: BookMyForex is an India-based online foreign-exchange and international money-transfer marketplace, founded in Gurugram in 2011. It is authorised by the Reserve Bank of India (RBI) as a currency exchange service provider, and operates as a marketplace that compares real-time rates across a network of over 5,000 partner banks and exchange companies in more than 185 Indian cities, rather than setting its own fixed rate. The company is now a MakeMyTrip group company, having been acquired in 2022, but continues to run as a distinct India-focused forex and remittance platform. Key Features: Rate Comparison Marketplace: Sifts through quotes from its bank and exchange-company partners in real time to surface the best available rate in your area. International Wire Transfers: Send money abroad for travel, education, employment, medical treatment or supporting family members, under India's Liberalised Remittance Scheme. Multiple Forex Products: Beyond wire transfers, order foreign currency notes, prepaid multi-currency travel cards, and demand drafts. Doorstep and Same-Day Delivery: Currency orders can be delivered to your door, with same-day delivery available in select cities. How to Get Started: Create an account on the BookMyForex website or app and complete KYC verification. Choose your service — international money transfer, currency notes, or a forex card — and enter your requirements. Compare the rates shown from BookMyForex's partner network and confirm your order. Complete payment and track your transfer or delivery through the app. Important Notice: BookMyForex is a marketplace connecting you to partner banks and licensed exchangers rather than a bank itself, and all transfers are subject to RBI's Liberalised Remittance Scheme limits (currently USD 250,000 per financial year per resident individual) — check current limits and documentation requirements for your specific purpose before sending a large amount.

🌐 English available 🪪 Local ID needed
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